What if I have an MVA while working?
I was working at the time of my collision. ICBC claims that the driver who was at fault was also working at the time and that I therefore have no claim against ICBC. Is ICBC right? If the other driver was not a “worker” as defined by the Workers Compensation Act, you have may have to decide whether to make a WorkSafeBC claim or to claim damages against ICBC; however, ICBC may refuse to pay you disability benefits or fund your rehabilitation on the basis that you were a “worker. ” If both you and the other driver are found to be “workers,” then you are not...
read moreHow do disability benefits effect my ICBC claim?
If a person injured in a motor vehicle accident has access to a short-term or long-term disability plan because of the injuries suffered in the motor vehicle accident this is, generally speaking, a significant advantage. The advantage is that in most situations ICBC cannot deduct the disability benefits paid when considering settlement on the injury claim. In other words, if the net wage loss is $10,000 and the insured is paid $5,000 in disability benefits, ICBC does not pay $5,000, they pay $10,000. ICBC is not allowed to deduct disability benefits in situations where the insured pays all...
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