Chronic Pain, Fibromyalgia and LTD benefits.
Chronic pain syndrome is a condition in which chronic pain has persisted over a period of time and is intense enough that is substantially interferes with an individual’s ability to function and to carry on his activities of daily living. Chronic pain erodes the sufferer’s confidence, self-esteem and general well-being [3]. The defining feature is that chronic pain has rendered the pain sufferer vocationally and/or functionally disabled.
read moreClaiming the Canada Disability Tax Credit.
The Disability Tax Credit (DTC) is different from other disability benefits plans. Unlike disability insurance plans that focus on how your medical condition affects your ability to work, the DTC focuses on impairment with your daily activities. Eligibility There are several medical conditions that qualify for the DTC. However, You automatically qualify for the DTC if your medical condition causes blindness or you need life-sustaining therapy. You also automatically qualify if you have Type 1 diabetes. You may be eligible for the DTC if you are: blind markedly restricted in at least one...
read moreManulife Long-Term Disability: The Essential Guide.
This article discusses everything you need to know about Manulife’s long-term disability benefits. This guide covers the rules and information about applying for Manulife long-term disability benefits, what happens after two years of being on Manulife long-term disability benefits as well as how to appeal a denial. If you need to win long-term disability benefits from Manulife it is crucial to learn as much about them as you can. We wrote this guide to help you put your best foot forward when dealing with a Manulife long-term disability claim. About Manulife Manulife Insurance is one of...
read moreBC Supreme Court “Unable to Presume That ICBC Will Conduct Itself Honourably Moving Forward”.
On March 13, 2024, the BC Supreme Court showed just how poorly ICBC fulfilled their obligations to an individual they insured despite making promises to the court that they will be fair. Madam Justice Murray noted she is “unable to presume that ICBC will conduct itself honourably moving forward“. In (Taylor v. Peters) the plaintiff suffered serious injuries in a 2017 crash. She was not at fault. Back then BC crash victims still enjoyed the right to sue for proper compensation. At trial the plaintiff was awarded $407,000 in total damages. ICBC, the insurer for the at fault driver, could...
read moreBlue Cross Life must pay $1.5 million in punitive damages.
In a landmark decision, released on December 20, 2023, the Court of Appeal for Ontario has affirmed the groundbreaking $1.5 million punitive damages award by a Toronto jury in the case of Baker vs. Blue Cross Life Insurance Company of Canada, 2023 ONCA 842, solidifying the largest known punitive damages ever awarded in a Long-Term Disability (“LTD”) claim in Canada. “The Court’s endorsement underscores the significance of holding insurance companies accountable for their actions,” said Stephen Birman, lawyer from Thomson Rogers who, along with Robert M....
read more
