$67,500 for chronic soft tissue injuries and depression.
In Dhanji v. Holland, 2015 BCSC 1351, the plaintiff pedestrian was struck in a marked cross walk by a vehicle driven by the defendant. The defendant admitted fault for the collision. The plaintiff suffered a variety of soft tissue injuries, some of which were chronic in nature and developed depression secondary to this. In assessing non-pecuniary damages at $67,500 (a figure which was arrived at following a 10% deduction in damages for the plaintiff’s failure to mitigate damages by refusing to attend recommended counselling) Mr. Justice Pearlman provided the following reasons: [108] The...
read moreBad faith claim leads to broad disclosure obligations.
Shirley Wade suffered injuries as a result of a motor vehicle accident in 2005. In 2008, her insurer, the Wawanesa Mutual Insurance Company, stopped paying her disability benefits. Wade started a lawsuit for breach of contract and bad faith against Wawanesa. During the discovery of Wawanesa’s representative on the bad faith claim, counsel for Wawanesa refused four requests for information, as follows: 1. During the 5 years before Wawanesa terminated Wade’s benefits, provide the number of policy holders who received income replacement benefits like Wade, provide the average length of time...
read more$110,000 for fractured fibs, knee injury and chronic pain.
In Grewal v. Naumann, 2015 BCSC 1147, the plaintiff was involved in a 2007 T Bone collision. The collision was significant and resulted in 3 broken ribs, a knee injury requiring surgical intervention and a variety of soft tissue injuries resulting in some chronic symptoms. In assessing non-pecuniary damages at $110,000 Mr. Justice Masuhara provided the following reasons: [120] My findings of the injuries suffered by the plaintiff from the Accident are: (a) three fractured ribs two of which were comminuted, and internal injuries which physically healed by January 2008; (b) chondromalacia...
read moreInsurer has no duty to investigate, says Court.
On June 30, 2015, the Nova Scotia Supreme Court held that an insurer has no duty to investigate the information provided by the insured to unearth misrepresentations by the insured. A broker was held liable for failing to make inquiries into whether an insured’s representative who completed the insurance applications had the necessary training or experience to do so and if not to discuss the benefits of property inspections with him. The insured was apportioned 50% liability for failing to ensure that its representatives handling the placement of insurance had sufficient knowledge...
read moreICBC may use private investigators.
If your ICBC claim is viewed as a “large exposure” for ICBC or if the claim is getting close to going to trial, ICBC will often times hire an independent investigator to review your life history and background. This is, of course, a tremendous invasion of your privacy but ICBC has the right to proceed with this investigation. Often, the investigators will do a neighbourhood canvass. This involves knocking on your neighbours’ doors hoping to find out some piece of helpful information about you (eg. that you are doing some home renovations, yard work or sporting activities). ICBC often tries...
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