ICBC committed an “abuse of process”.
On August 31, 2016, a judge of the BC Supreme Court criticized a long-standing ICBC tactic and declared a mistrial. Madam Justice Gropper found that is is an abuse of process for a defendant sued by multiple parties from a single motor vehicle accident to admit liability in one lawsuit but deny in the other “where there are no facts to distinguish the two”. In Glover v. Leakey, 2016 BCSC 1624, the defendant was involved in an accident which injured two passengers. One passenger sued, liability was admitted by ICBC, and the case settled. The second passenger sued and liability was denied....
read moreInsurer to stand trial for claim handling practices.
On August 31, 2016, an Ontario judge ordered that a law suit against an insurance company, based on alleged mishandling of the insured’s mother’s accident benefit claim, is allowed to proceed. The judge found that it was not “plain and obvious” that the law suit was certain to fail. In Watkins v. Western Assurance Co., 2016 ONSC 2574, the insured’s mother was involved in a car accident when the insured was 15 years old. The insured was not present at the accident. The insured’s first law suit claimed damages arising out of the insurance company’s handling of his...
read moreInsurer must produce internal manuals in bad faith claim.
On August 12, 2016, the Alberta Court of Queen’s Bench confirmed that in an action for bad faith denial of disability benefits the insurer must produce details of its internal claims handling procedures to the plaintiff. In Alexander v Sun Life Assurance Company of Canada, 2016 ABQB 445, the plaintiff conducted an examination for discovery of a representative of Sun Life who explained that Sun Life makes an online databank of reference material available to its case managers to assist them in performing their job duties. She further explained that the reference material is broken down...
read moreICBC loses claim of privilege over surveillance.
On August 2, 2016, a judge of the BC Supreme Court reversed a master’s order as “an error in law” and ordered ICBC to provide an investigative report and video to the plaintiff, Desiree Nadine Oates. In Oates v. Burton, 2016 BCSC 1428, Ms. Oates was injured in a motor vehicle accident and sued for damages. After retaining a lawyer she applied for disability benefits from ICBC, following which ICBC ordered surveillance. In the context of her injury lawsuit, Ms. Oates sought production of the surveillance and the investigator’s report but ICBC refused, arguing that the...
read moreInsurer may be a party to a tort claim.
On June 22, 2016, a judge of the BC Supreme Court held that a plaintiff’s insurer may be added as a party to a tort action where the tortfeasor’s insurance limits will likely be insufficient, and the plaintiff intends to seek compensation under its insurer’s “underinsured” liability coverage. The case, MacPherson v. White, 2016 BCSC 1151, arose out of a head-on collision between two motor vehicles; one driven by the plaintiff Joseph MacPherson, the other was driven by the defendant, Dallas White. The plaintiff suffered serious injuries in the accident, and the defendant’s...
read moreCourt punishes defendants for not making admissions.
On May 25, 2016, the BC Supreme Court found the defendants at fault for a motor vehicle accident, and ordered that the defendants pay double costs for an “unreasonable” refusal to make admissions of facts sought in a notice to admit. In Ceperkovic v. MacDonald, 2016 BCSC 939, the defendants were sued for damages arising out of an accident involving three motor vehicles. Prior to trial the defendants were served with a Notice to Admit seeking admission of various facts. The defendants did not admit all of these facts requiring ultimate proof at trial. In finding the refusal to...
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