Will it hurt my LTD claim if I cannot get in to see my doctor?
I represent people whose disability claims have been terminated or denied. A number of claims are denied on the basis that the insured has either been (a) not been receiving enough treatment or (b) not receiving the right treatment. This is typically a requirement under your insurance policy. During this period of self-isolation and social distancing due to COVID-19, and with fewer doctors scheduling appointments during this time, this requirement to get treatment becomes more difficult. I’ve been receiving a number of phone calls from concerned clients who have told me that they are having...
read moreWhat if I cannot work because the pandemic is affecting my mental health?
The coronavirus (COVID-19) pandemic has created a lot of uncertainty for individuals across our country. For many, the fear of contracting and transmitting the coronavirus and the struggles with self-isolation have led to severe anxiety, depression and other forms of psychological harm. Several of our clients have reached out to us already with these growing concerns. So, don’t worry – you’re not alone! You may be asking yourself: Will I get the coronavirus? If so, how serious will it be? Will I be able to get the right treatment for the coronavirus? How about for my...
read moreEffortlessly Persuasive: A Trial Lawyer Shares Insights
I was recently interviewed for an interesting article about persuasion by Ruth-Anne Eisler Business Writer, Editor, and Corporate Communications Specialist. Persuading: it’s a key component of business communication, even for those with expert knowledge of their subject matter. From a presentation to a pitch to meeting with potential clients, the ability to persuade is a necessary and practical communication skill for all of us—and arguably one of the most important skills you’ll need in 2020 (and beyond). And who better to discuss than a trial lawyer, one who routinely appears before...
read moreSuing an insurance company – the basic steps.
The decision to sue your insurer is not one you have taken lightly. If you are considering legal action, it is likely because you have tried everything in your power to get your long-term disability benefits, but the insurance company continues to deny your claim. The first step to successfully correcting the insurance company’s decision is to find an experienced insurance denial lawyer with a track record of success fighting against your insurance company. It is critical to do this as soon as you are denied by the insurance company so you do not miss any important deadlines. At a time where...
read moreSuicide and life insurance benefits.
Life insurance normally pays out when the policyholder dies, unless the circumstance of the death fall under a particular exclusion clearly specified in the policy. Life insurance provides a financial safety net that can last for decades. One concern that some insurance shoppers have is that an insurance company won’t pay the death benefit if the policyholder dies. This is usually unfounded as life insurance policies almost always pay out; there are even protections in place if an insurance company goes bankrupt. But are there scenarios where life insurance won’t pay out? For example, does...
read moreSettle your long-term disability claim – it’s GOOD for you.
You made a claim with an insurance company for long-term disability benefits. Your claim for long-term disability benefits been denied, or your long-term disability benefits were approved then terminated. Is the struggle slowly killing you? The solution? Settle. It’s good for you. Here’s why. Financial Peace of Mind: A claimant and his or her family frequently face dire financial consequences when the claimant is disabled from working, and then deprived of the disability benefits on which they had expected to rely. A lump sum settlement of a disability claim brings the financial...
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