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Settle your long-term disability claim – it’s GOOD for you.

Posted by on Dec 21, 2018 in Articles, Articles - Disability, Life and Critical Illness | 0 comments

Settle your long-term disability claim – it’s GOOD for you.

Have you made a claim with an insurance company for long-term disability benefits? Has your claim for long-term disability benefits been denied? Have your long-term disability benefits been approved, only to be terminated? Is the struggle slowly killing you? The solution? Settle. It’s good for you. Here’s why. Financial Peace of Mind: A claimant and his or her family frequently face dire financial consequences when the claimant is disabled from working, and then deprived of the disability benefits on which they had expected to...

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Confidentiality clauses – why insurers love them, and why they should be abolished.

Posted by on Oct 3, 2018 in Articles, Articles - Disability, Life and Critical Illness | 0 comments

Confidentiality clauses – why insurers love them, and why they should be abolished.

Most of my cases settle, often at mediation. Typically the insurer will bring a “standard” form of release to the mediation for my client to sign. If not, when the insurance company’s lawyer sends me the cheque it will be accompanied by a form of release which my client must sign in order to receive the settlement funds. In either case, the release will always contains something not usually discussed – a confidentiality clause. A confidentiality clause seeks to prohibit the parties to a settlement from disclosing the settlement terms...

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Are your LTD benefits taxable or non-taxable?

Posted by on May 31, 2018 in Articles, Articles - Disability, Life and Critical Illness, Uncategorized | 0 comments

Are your LTD benefits taxable or non-taxable?

When assessing a litigated claim for long-term disability benefits, one very important consideration a disability lawyer must always be aware of is whether the long-term disability benefits are taxable or non-taxable under the specific disability policy at issue in the claim. Long-term disability benefits are typically taxable under a policy when an employer pays a portion (or all) of the insurance premiums on a disability policy.  Long-term disability benefits are typically non-taxable under a policy when an employee pays 100% of the...

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