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Canadians with diabetes losing vital tax credit.

Posted by on Nov 14, 2017 in Articles, Articles - Disability, Life and Critical Illness | 0 comments

Canadians with diabetes losing vital tax credit.

Today, November 14, 2017, is World Diabetes Day. On October 23, 2017, CTV News reported  that “advances in technology” is the reason that most Canadian adults living with diabetes now don’t qualify for a disability credit that can reduce their tax bills by as much as $1,500 a year. In a July 31, 2017 letter, Revenue Minister Diane Lebouthillier explained that in order to receive a disability tax credit under the Income Tax Act, one must “require life-sustaining therapy (LST) at least three times each week for a total period...

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My most memorable case of 2016.

Posted by on Dec 21, 2016 in Articles, Articles - Disability, Life and Critical Illness, Articles - General | 0 comments

My most memorable case of 2016.

The past year has seen many interesting and surprising cases land on my desk. But my most memorable case involved a woman I’ll call April. April had been employed by a financial institution for a number of years when she developed cancer that forced her to stop work in May 2001. She applied for long-term disability benefits under her employer’s group insurance policy. Her claim was approved and benefits were paid starting in November 2001. Although the cancer treatment went well, April developed a number of mental illnesses...

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My insurer contacted my doctor, now what?

Posted by on Aug 19, 2016 in Articles, Articles - Disability, Life and Critical Illness | 0 comments

My insurer contacted my doctor, now what?

Your insurance company has asked your treating physician to complete a questionnaire regarding your ability to work and current medical condition, what should you do? Requesting that updated questionnaires be completed by a claimant’s treating physicians seems to be standard in the review process. Usually, these forms consist of yes or no questions, check boxes and requests for comments on restrictions and limitations. If you know the insurance company has requested such questionnaires from your physicians it is beneficial for you to...

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