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Does life insurance cover suicide?

Posted by on Jan 2, 2020 in Articles, Articles - Life Insurance | 0 comments

Does life insurance cover suicide?

Life insurance normally pays out in cases of suicide, unless it happens during a particular exclusionary window laid out in the policy. Life insurance provides a financial safety net that can last for decades. One concern that some insurance shoppers have is that an insurance company won’t pay the death benefit if the policyholder dies. This is typically unfounded, as life insurance policies almost always pay out; there are even protections in place if a carrier goes bankrupt. But are there scenarios where life insurance won’t pay out? For...

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Settle your long-term disability claim – it’s GOOD for you.

Posted by on Dec 21, 2018 in Articles, Articles - Disability and Critical Illness | 0 comments

Settle your long-term disability claim – it’s GOOD for you.

You made a claim with an insurance company for long-term disability benefits. Your claim for long-term disability benefits been denied, or your long-term disability benefits were approved then terminated. Is the struggle slowly killing you? The solution? Settle. It’s good for you. Here’s why. Financial Peace of Mind: A claimant and his or her family frequently face dire financial consequences when the claimant is disabled from working, and then deprived of the disability benefits on which they had expected to rely. A lump sum...

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Confidentiality clauses – why insurers love them, and why they should be abolished.

Posted by on Oct 3, 2018 in Articles, Articles - Disability and Critical Illness | 0 comments

Confidentiality clauses – why insurers love them, and why they should be abolished.

Most of my cases settle, often at mediation. Typically the insurer will bring a “standard” form of release to the mediation for my client to sign. If not, when the insurance company’s lawyer sends me the cheque it will be accompanied by a form of release which my client must sign in order to receive the settlement funds. In either case, the release will always contains something not usually discussed – a confidentiality clause. A confidentiality clause prohibits the parties to a settlement from disclosing the settlement terms....

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